We work with funders. See if you're FundReady.
FundReady scores your personal credit readiness and, if you own a business, your business fundability. You also get your top 3 blockers and a clear 30/60/90-day plan to fix them.
What are you here for?
What you get
Two clear scores
Personal Credit Readiness (0–100) for everyone, plus Business Fundability (0–100) if you own a business.
Your top blockers
The 3 things costing you the most points right now, ranked.
30/60/90-day plan
Exact steps to raise your scores, in the right order.
Verified with your report
Upload your credit report PDF and we'll list every negative item with specific dispute and fix steps.
See exactly where you stand
A clean, private report you can act on today. No jargon, no upsell maze. Just your numbers and what to do next.
Start for $4.99
How it works
Pay $4.99 securely
One-time payment. No subscription.
Answer quick questions
About 5 minutes, all multiple choice. Works great on your phone.
Get your report
Instantly on screen, plus a copy by email and text.
Frequently asked questions
What is FundReady?
FundReady is a $4.99 self-serve check that scores how ready you are for funding. Everyone gets a Personal Credit Readiness score out of 100. If you own a business you also get a Business Fundability score out of 100, plus your top blockers and a 30/60/90-day fix plan.
How long does it take?
About 5 minutes to answer the questions. Your report appears instantly and is sent to you by email and text.
Do I need a business to use it?
No. If you don't have a business yet, FundReady skips the business questions and focuses on your personal credit readiness.
Will this hurt my credit?
No. We never pull your credit. FundReady is based on your answers, and optionally on a credit report you upload yourself.
What is the difference between Estimated and Verified?
Estimated scores come from your answers. If you upload a recent credit report, your score can be verified against it.
Is this a loan or a guarantee of funding?
No. FundReady is an educational readiness assessment. It is not a loan offer, a credit report, or a guarantee of approval.
What happens after I get my score?
Your report recommends one next step based on your results: Credit Repair ($99.97/mo), the $97/month Fix-It Kit, Business Credit Build ($497–$997), or Funding (15–20% of funding secured).